For Canadian savers

Your GICs, maturities and next move — all in one calm place.

Kihteyaya tracks every fixed-term investment and high-interest savings account your family holds, tells you what each will pay, and shows you where the best rate is when it's time to renew.

Free while we grow. Sign in with Google or email.

Coming due

EQ Bank 1-yr GIC

$15,000 → $15,630

in 23 days

Tangerine 3-yr GIC · TFSA

$25,000 → $28,164

in 4 months

Oaken 5-yr GIC · RRSP

$40,000 → $49,103

in 2 years

Renewal tip

A 1-year GIC elsewhere pays 0.45% more — about $71 extra on your EQ Bank renewal.

Best rates right now

Refreshed every morning at 3am Eastern.

Browse all rates by province →

1 yr GIC

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2 yr GIC

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3 yr GIC

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5 yr GIC

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Savings account

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Built for the money you've locked away

Every maturity, at a glance

See a timeline of when each GIC or term deposit comes due, with countdowns and reminders 60, 30 and 7 days out.

Expected yield, worked out

Simple or compound, annual or monthly. Kihteyaya estimates exactly what each investment will be worth on the day it matures.

One view for the family

Invite a partner, parents or an investment club. Everyone sees the full picture; you choose who can edit.

Today's rates, refreshed daily

We gather GIC and savings rates from across Canada every morning, by province, term and minimum deposit.

Renew or move — decide with numbers

When something matures, compare renewing against the best rate out there and see the extra interest you'd earn.

No bank logins, ever

You enter what you hold. We never ask for account credentials or move money.

1

Add what you hold

Institution, amount, rate and term. Kihteyaya fills in the maturity date and value.

2

Bring in your family

Create a group and invite others by email to see combined holdings.

3

Decide at maturity

Compare renewing with today's best offers, then record your decision.

Start tracking in two minutes

Create your free account